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Volvo XC60 Insurance Rates

There are many options when shopping for insurance coverage for your Volvo vehicle. You can either buy through a local agent or get quotes online to compare insurance costs of insurance carriers. Buying auto insurance by getting online quotes saves time, is easy to do and there is a good chance you might just save a little.

Shopping online for auto insurance can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because comparing prices is actually very simple. Getting better Volvo XC60 insurance cost can be relatively painless. Just take time to get quotes online from several insurance companies. This can be accomplished by getting a quick quote here.

Auto insurance rates for your Volvo XC60 will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that helps determine Volvo XC60 insurance rates is the model year. Models that are new cost more in comparison to later models so the costs to repair will push premiums up. But new Volvo models may have a trim level with safety features including lane departure warning system, pedestrian detection, and tire pressure monitors so those may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your XC60 below.

Liability - This provides protection from damage that occurs to other's property or people in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Collision coverage - Collision insurance pays to fix your vehicle from damage resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Volvo XC60 comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection when the "other guys" either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance - Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Volvo XC60 Insurance Rates?