Vehicles > Volvo > C70

Volvo C70 Insurance Rates

Shopping for auto insurance through online rate quotes can be fast and easy and there is a good chance you can save money. The most important part is to take the time to get rates from all companies so you can get all your choices.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of companies offering insurance. Getting cheaper insurance rates can be surprisingly simple. The only requirement is to invest a few minutes getting comparison quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums on a Volvo C70 can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your C70
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor that will help determine Volvo C70 insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so the cost to replace them can inflate annual premiums. But more recent Volvo vehicles may have safety features including autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

This coverage will cover damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Auto collision coverage

Collision coverage will pay to fix damage to your Volvo resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Volvo C70 can be pricey, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Volvo C70 Insurance Rates?