Volkswagen New Beetle Insurance Rates

Comparing auto insurance by quoting online is easy, plus you may find lower rates. The key is getting rates from all companies in order to have every option.

Beginners to buying insurance may think shopping for low-cost New Beetle insurance is hard. Finding a lower price on New Beetle insurance is a fairly straight forward process. You just have to take a little time to compare quotes from different insurance companies. This can be done by comparing rates here.

Rates are determined by...

Insurance premiums on a Volkswagen New Beetle can be significantly different based upon several criteria. Including but not limited to:

Your driving record
Better credit means lower rates
Your location impacts rates
The number of annual miles
Men typically pay more than women
Deductible amount directly impacts your rate
Crash test rating for your New Beetle
Whether or not you have claims
Maintaining coverage lowers rates
Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Volkswagen models so repair costs are higher which may end up costing you more. But more recent Volkswagen vehicles have more advanced features including traction control, active head restraints, a backup camera, and an advanced theft deterrent system that may help lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

Liability insurance will cover damage or injury you incur to people or other property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage

This coverage will pay to fix damage to your Volkswagen resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your New Beetle can be pricey, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverages

This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Volkswagen New Beetle Insurance Rates?