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Volkswagen Beetle Convertible Insurance Rates

You have lots of choices when attempting to insure your Volkswagen vehicle. You can buy direct from an insurance agent or shop online to compare insurance costs of multiple insurance companies. Finding cheaper auto insurance on the web is easy and at the same time you may find lower rates.

Consumers who are new to the process of comparison shopping may think purchasing cut-rate Beetle Convertible insurance is not very easy. Getting cheaper insurance rates isn't really that difficult. The only requirement is to invest a few minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact your insurance rates?

Insurance premiums for your Volkswagen Beetle Convertible can vary widely based upon several criteria. Taken into consideration are:

  • The performance level of your Beetle Convertible
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Volkswagen models so repair costs are higher which can inflate annual premiums. Although newer models have more advanced features included like automatic crash notification, anti-lock brakes, and a backup camera which can help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Beetle Convertible from available model years below.

Liability car insurance

Liability insurance protects you from damages or injuries you inflict on other's property or people that is your fault. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Auto collision coverage

This pays for damage to your Volkswagen resulting from colliding with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Beetle Convertible insurance rates.

Comprehensive auto insurance

Comprehensive insurance coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This provides protection from other motorists when they do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Coverage for medical expenses

Med pay and PIP coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not available in all states and may carry a deductible.

How Much are Volkswagen Beetle Convertible Insurance Rates?