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Toyota Sienna Insurance Rates

There are many options when insurance shopping for your Toyota vehicle. You can either contact an insurance agent or go online to compare insurance costs of many different companies. Comparing auto insurance from online companies can be fast and easy and there is a good chance you may find lower rates.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of online companies selling insurance. Cutting your Sienna insurance cost is actually quite simple. Drivers just need to take a couple of minutes to compare quotes provided by online insurance companies. This can be done by getting a quick quote here.

Insurance premiums paid to insure a Toyota Sienna can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Sienna vehicles cost more
  • How many accidents you have had
  • Home and auto can earn discounts
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Toyota models so the cost to replace them may end up costing you more. On the flip side, more recent Toyota vehicles have more advanced features like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Sienna below.

Liability coverage - This coverage will cover damage that occurs to a person or their property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision - This coverage will pay to fix damage to your Toyota from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Sienna insurance rates.

Comprehensive coverage - This covers damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Toyota Sienna Insurance Rates?