Toyota Prius v Insurance - Compare and Save

You have many choices when attempting to insure your Toyota vehicle. You can buy from an insurance agent or price shop online to compare rates from car insurance companies. Comparing auto insurance from online rate quotes is simple to do, in addition you may find lower rates.

Using the web to shop for auto insurance direct can be complicated if you have never used online rate quotes. But don't be discouraged because we're going to show you how. Getting cheaper insurance rates doesn't have to be difficult. The only requirement is to invest a few minutes to compare quotes online with multiple companies. This can be done by comparing rates here.

Criteria which help determine Toyota insurance rates

Insurance premiums on a Toyota Prius v will vary greatly subject to many criteria. A few of these criteria are:

More performance equals higher cost
Your accident history
Home and auto can earn discounts
Pleasure use vs. commuting use
Optional coverages like vehicle replacement
Whether or not you have claims
No coverage lapses saves money
Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Toyota models so the payout to repair will push premiums up. Conversely, new Toyota models have more advanced features such as forward-collision avoidance, adaptive cruise control, and lane departure warning system so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Prius v from the following list.

Liability insurance

Prius v liability coverage provides protection from injuries or damage you cause to people or other property. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as much as you can afford.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Prius v can be pricey, so consider removing coverage from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive protection

This coverage pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount a auto insurance company will pay at claim time is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for bills like ambulance fees, surgery, and doctor visits. They are often used in conjunction with a health insurance plan or if you do not have health coverage. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Toyota Prius v Insurance Rates?