Vehicles > Toyota > Prius Prime

Toyota Prius Prime Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Toyota vehicle. You can get prices from an insurance agent or get quotes online to compare pricing from lots of different providers. Finding cheaper auto insurance through online providers saves time, is easy to do, plus you may find lower rates.

Finding the best direct price on auto insurance can be difficult if you are a beginner to quoting online. Don't let that stop you because we're going to show you how. Reducing your Prius Prime insurance cost is surprisingly easy. All that's required is to spend a few minutes on the computer to compare quotes online from several insurance companies. It is quite easy and can be accomplished by visiting this page.

Premiums are calculated by the following

Insurance premiums for your Toyota Prius Prime can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your birth date
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Having current coverage saves
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Toyota models so the costs to repair may end up costing you more. On the flip side, newer vehicles have more advanced features like autonomous braking, tire pressure monitors, and lane departure warning system that may help provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Prius Prime from the list below.

Liability auto insurance

This can cover damage or injury you incur to other's property or people that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy as large an amount as possible.

Collision coverage protection

This covers damage to your Toyota resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to increase the deductible to get cheaper Prius Prime insurance quotes.

Comprehensive (Other than Collision)

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense insurance

Coverage for medical payments and/or PIP kick in for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. PIP coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Toyota Prius Prime Insurance Rates?