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Tesla Roadster Insurance Rates

Buying car insurance by quoting online is easy and there is a good chance you will probably save money. The key is to compare rates from all providers so you can compare the best prices.

People who are new to shopping for insurance may think buying affordable Roadster insurance is hard. To find the best car insurance prices, there are several ways to get quotes and find the best price. One of the best ways to find the lowest Roadster insurance cost is to get quotes online. This can be accomplished by visiting this page.

Insurance rates paid to insure a Tesla Roadster will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Men typically pay more than women
  • Higher deductibles save money
  • Safety rating of your Roadster
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Tesla is the year of manufacture. Older models cost less so the costs to repair will push premiums down. Although more recent Tesla vehicles may have options included like blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection so those may provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages - Liability insurance will cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as much as you can afford.

Collision coverages - Collision insurance will pay to fix damage to your Tesla from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible in order to get cheaper Roadster insurance rates.

Comprehensive coverages - This will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Tesla Roadster Insurance Rates?