Vehicles > Suzuki > XL-7

Suzuki XL-7 Insurance Rates

Buying auto insurance through online rate quotes can be fast and easy and at the same time you can save money. The most important part is to take the time to get rates from as many companies as possible so you can compare the best prices.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of online auto insurance companies and websites offering insurance. Finding a better price on auto insurance can be surprisingly simple. Consumers just need to spend a few minutes getting comparison quotes provided by online insurance companies. This can be accomplished by visiting this page.

Which factors influence your insurance rates?

Car insurance premiums for your Suzuki XL-7 can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that helps determine Suzuki XL-7 insurance rates is the year of the vehicle. A newer vehicle cost more than older models so the cost to replace them can inflate annual premiums. Conversely, more recent Suzuki vehicles may have safety features such as autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights which can provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability - This coverage will cover damages or injuries you inflict on other's property or people in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverages - Collision insurance will pay to fix damage to your Suzuki resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - This gives you protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Suzuki XL-7 Insurance Rates?