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Suzuki Samurai Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Suzuki vehicle. You can either buy through a local agent or shop online to compare rates from multiple companies. Comparing car insurance online is easy, plus you might just save a little.

Beginners to buying insurance may think shopping for cheap Samurai insurance is very challenging. When shopping for car insurance there are multiple ways to compare quotes from different insurance companies. The best way to compare Samurai insurance cost involves getting comparison quotes online. This can be done by comparing rates here.

Rates are determined by these factors

Auto insurance rates for a Suzuki Samurai can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your Samurai
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that can impact Samurai insurance quotes is the model year. Used vehicles have a lower value in comparison to older models so repair costs tend to be lower which will push premiums down. Conversely, newer models may have a trim level with safety features such as forward-collision avoidance, tire pressure monitors, and autonomous braking that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Samurai from the list below.

Liability coverage

Liability insurance protects you from damage or injury you incur to other people or property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision coverage protection

This coverage pays for damage to your Suzuki caused by collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Samurai collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance pays for damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Suzuki Samurai comprehensive insurance. The highest amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Suzuki Samurai Insurance Rates?