Vehicles > Suzuki > Kizashi

Suzuki Kizashi Insurance Rates

Buying auto insurance on the web is simple to do, in addition you might just save a little. The critical component is to compare rates from all companies in order to accurately compare the lowest prices.

Shopping online for auto insurance can be complicated if you have never used online rate quotes. But don't be discouraged because comparing prices is actually very simple. Cutting your Kizashi insurance cost isn't really that difficult. Drivers just need to take a couple of minutes to get quotes online with multiple companies. This can be accomplished by getting a quick quote here.

Criteria which help determine Suzuki insurance rates

Auto insurance rates on a Suzuki Kizashi will vary greatly subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

A final factor that helps determine Kizashi insurance rates is the model year. Models that are new cost more in comparison to later models so the payout to repair will push premiums up. But more recent Suzuki vehicles may have a trim level with safety features including pedestrian detection, active head restraints, and a backup camera so those may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability car insurance - Kizashi liability coverage will cover injuries or damage you cause to people or other property in an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision - Collision insurance will pay to fix damage to your Suzuki resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Kizashi can be pricey, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive auto insurance - This coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by your Suzuki Kizashi comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage - This coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills (i.e. ambulance fees, surgery, and doctor visits). They can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Suzuki Kizashi Insurance Rates?