Vehicles > Suzuki > Esteem

Suzuki Esteem Insurance Cost

There are many options when finding cheaper insurance coverage on your Suzuki vehicle. You can either contact an agent or go online to compare insurance costs of multiple companies. Buying auto insurance online can be fast and easy and there is a good chance you can save money.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Finding cheaper coverage prices is not rocket science. All you need to do is take the time getting comparison quotes provided by online insurance companies. This can be accomplished by getting a quick quote here.

Car insurance premiums for your Suzuki Esteem can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance Esteem vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that helps determine Esteem insurance cost is the year of the vehicle. Models that are new cost more than older models so the cost to replace them may result in higher rates. On the flip side, new Suzuki models may have safety features like forward-collision avoidance, sideview assist mirrors, and all-wheel drive which may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Esteem below.

Liability coverage

This coverage provides protection from damage that occurs to other's property or people in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision protection

Collision insurance pays to fix your vehicle from damage resulting from colliding with another car or object. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper Esteem insurance cost.

Comprehensive coverage

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The most you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance program or if you lack health insurance entirely. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Suzuki Esteem Insurance Rates?