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Subaru Impreza Insurance Cost

Drivers have lots of options when shopping for car insurance for your Subaru vehicle. You can buy direct from a local agent or shop online to check prices from lots of different providers. Finding cheaper car insurance through online providers is easy, plus you might just save a little.

Consumers who are new to the process of buying insurance may think buying cut-rate Impreza insurance is hard and time consuming. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. By far the easiest way to find competitive Impreza insurance rates is to perform an online rate comparison. This can be done by completing this short form.

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Auto insurance rates for your Subaru Impreza will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your Impreza
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • Your coverage level
  • Home ownership saves money

A final factor which can affect Impreza insurance cost is the model year. Models that are a few years old have a lower value in comparison to older models so the payout to repair will push premiums down. On the flip side, more recent Subaru vehicles may have a trim level with safety features like forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Impreza from the list below.

Liability auto insurance

Liability insurance will cover damage or injury you incur to other's property or people that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision insurance

This will pay to fix damage to your Subaru resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Impreza insurance cost.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Subaru Impreza comprehensive insurance. The maximum amount your car insurance company will pay is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are utilized in addition to your health insurance plan or if you lack health insurance entirely. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Subaru Impreza Insurance Rates?