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Subaru Crosstrek Insurance Rates

There are many options when attempting to insure your Subaru vehicle. You can get prices from an insurance agent or price shop online to compare insurance costs of lots of different providers. Comparing car insurance through online providers is simple to do and there is a good chance you may find lower rates.

Using the web to shop for car insurance direct can be a challenge if you have never used quoting online. But don't be discouraged because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. The fastest way to find the cheapest Crosstrek insurance quotes involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

Insurance premiums on a Subaru Crosstrek can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married may save money
  • Extra coverages like towing and rental
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Subaru models so the cost to replace them can decrease annual premiums. On the flip side, new Subaru models have more advanced features like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Crosstrek below.

Liability auto insurance

Crosstrek liability coverage provides protection from damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Crosstrek can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Crosstrek insurance rates.

Comprehensive (Other than Collision)

This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical expense insurance

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Subaru Crosstrek Insurance Rates?