Vehicles > Subaru > BRZ

Subaru BRZ Insurance Rates

Drivers have lots of options when attempting to insure your Subaru vehicle. You can either buy through an agent or price shop online to compare insurance costs of insurance carriers. Shopping for auto insurance by getting online quotes is simple to do, plus you can save money.

Comparing auto insurance rates direct online can be difficult if you have never used online quotes. Don't let that stop you because it's actually quite easy. Getting cheaper insurance rates can be relatively painless. The only requirement is to invest a few minutes getting comparison quotes online with multiple companies. This is very easy and can be done by getting a quick quote here.

Car insurance rates influenced by the following

Car insurance premiums for your Subaru BRZ can vary widely subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Any accidents you may have
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Having current coverage saves
  • Home ownership saves money

An additional factor that will help determine Subaru BRZ insurance rates is the year of the vehicle. Models that are new have a higher replacement value than older models so the payout to repair can inflate annual premiums. On the flip side, newer vehicles may have safety features like traction control, tire pressure monitors, a collision avoidance system, and a telematics system which can help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your BRZ from the list below.

Liability

Subaru BRZ liability coverage can cover damage or injury you incur to other's property or people by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Auto collision coverage

Collision coverage covers damage to your Subaru resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible to get cheaper Subaru BRZ insurance rates.

Comprehensive or Other Than Collision

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical costs insurance

Coverage for medical payments and/or PIP reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Subaru BRZ Insurance Rates?