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Scion FR-S Insurance Rates

Drivers have lots of options when buying insurance for your Scion vehicle. You can either buy through an insurance agent or shop online to compare rates from multiple companies. Shopping for car insurance online is easy, plus you may find lower rates.

Consumers not familiar with buying insurance may think shopping for low-cost Scion FR-S insurance is very challenging. The are a couple different ways to compare quotes from car insurance companies in your area. The recommended way to compare Scion FR-S insurance cost consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by these factors

Insurance premiums on a Scion FR-S can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your FR-S
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new Scion models so the cost to replace them will push premiums down. But newer models have more advanced features including adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your FR-S from the list below.

Liability coverage - Liability insurance protects you from damage or injury you incur to people or other property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage - Collision coverage pays for damage to your Scion resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Scion FR-S can be pricey, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage - This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Scion FR-S Insurance Rates?