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Porsche 944 Insurance Cost

Finding cheaper auto insurance online can be fast and easy and at the same time you will probably save money. The most important part is to take the time to get rates from all providers so you can compare the lowest rate quotes.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of online companies competing for your business. Lowering your Porsche 944 insurance rates is not rocket science. You just need to take a few minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

Which factors influence your insurance rates?

Insurance rates paid to insure a Porsche 944 can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Porsche is the year of manufacture. A newer vehicle have a higher actual cash value so the cost to replace them can inflate annual premiums. On the flip side, more recent Porsche vehicles may have options like pedestrian detection, dual-stage airbags, and blind-spot warning system which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverage

This coverage will cover damages or injuries you inflict on a person or their property that is your fault. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision insurance

This will pay to fix damage to your Porsche from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Porsche 944 insurance cost.

Comprehensive coverage

This will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Porsche 944 Insurance Rates?