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Porsche 928 Insurance Rates

Finding cheaper car insurance from online companies is easy and there is a good chance you will probably save money. The key is to get rates from all companies so you can get the lowest prices.

Consumers who are new to the process of shopping for insurance may think finding low-cost Porsche 928 insurance can be quite difficult. To find the best car insurance prices, there are several ways of comparing rates from different insurance companies. The easiest way to find competitive Porsche 928 insurance cost is to perform an online rate comparison. This can be accomplished by completing this short form.

Insurance rates on a Porsche 928 can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your 928
  • Your profession
  • The level of coverage
  • Whether you own your home

One last important factor which can affect the rate you pay on your Porsche is the year of manufacture. Models that are a few years old cost less so the cost to replace them will push premiums down. Conversely, newer vehicles may have options such as anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system which may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Liability insurance can cover damage that occurs to people or other property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Collision - This covers damage to your Porsche resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your Porsche 928 can be pricey, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage - This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance program or if you do not have health coverage. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Porsche 928 Insurance Rates?