Porsche 911 Insurance

You have lots of choices when trying to insure your Porsche vehicle. You can get prices from your neighborhood insurance agent or get quotes online to check prices from companies. Buying auto insurance by quoting online saves time, is easy to do and at the same time you will probably save money.

Shopping online for auto insurance is challenging if you are a beginner to online quotes. But don't be discouraged because there is an easy way to compare rates. Finding a lower price on Porsche 911 insurance is a fairly straight forward process. You just have to take a little time comparing rates online from several insurance companies. This can be accomplished by completing this short form.

What factors determine your insurance rates?

Insurance rates on a Porsche 911 can vary widely and are calculated by many factors. Taken into consideration are:

High performance increases premiums
Any accidents you may have
Multiple policies can save money
Pleasure use vs. commuting use
Special coverage such as replacement cost
No claims lowers premiums
No coverage lapses saves money
Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Porsche is the year of manufacture. New vehicles cost more so the costs to repair can inflate annual premiums. Conversely, new Porsche models may have options such as traction control, active head restraints, a backup camera, and an advanced theft deterrent system which can give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your 911 from available model years below.

Liability coverages

This provides protection from damages or injuries you inflict on people or other property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so purchase higher limits if possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Porsche 911 can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverages

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance kick in for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if you do not have health coverage. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Porsche 911 Insurance Rates?