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Pontiac Sunfire Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Pontiac vehicle. You can either buy through your neighborhood insurance agent or go online to compare rates from multiple insurance companies. Comparing auto insurance on the web can be fast and easy, plus you will probably save money.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of online auto insurance companies and websites competing for your business. Reducing your Sunfire insurance cost isn't really that difficult. All that's required is to spend a few minutes on the computer comparing rates provided by online insurance companies. This can be done by comparing rates here.

Rates are determined by...

Insurance rates for your Pontiac Sunfire can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance Sunfire vehicles cost more
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Pontiac is the year of manufacture. Newer models have a higher value so the cost to replace them may result in higher rates. But more recent Pontiac vehicles may have options including a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Sunfire from the list below.

Liability car insurance

This coverage will cover damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision coverage protection

This coverage will pay to fix damage to your Pontiac resulting from colliding with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive auto insurance

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Pontiac Sunfire Insurance Rates?