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Pontiac Solstice Insurance Rates

Buying car insurance online saves time, is easy to do, plus you might just save a little. The key to finding lower rates is to take the time to get rates from as many companies as possible so you can get the cheapest rate quotes.

Shopping online for car insurance can be difficult if you are a beginner to online quotes. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates from different insurance companies. The recommended way to find competitive Solstice insurance cost is to get quotes online. This can be done by completing this short form.

Rates are impacted by the following

Auto insurance rates for your Pontiac Solstice can vary widely and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your Solstice
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that helps determine Solstice insurance rates is the model year. Older models have a lower value in comparison to older models so the payout to repair may end up costing you less. Conversely, newer vehicles may have a trim level with safety features such as adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This can cover damage or injury you incur to other's property or people in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying higher limits if possible.

Collision coverage - Collision insurance covers damage to your Pontiac resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Pontiac Solstice comprehensive insurance. The maximum payout your car insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are utilized in addition to your health insurance policy or if you do not have health coverage. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac Solstice Insurance Rates?