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Pontiac Montana SV6 Insurance Rates

There are many options when insurance shopping for your Pontiac vehicle. You can get prices from a local agent or go online to compare pricing from multiple insurance companies. Comparing auto insurance on the web can be fast and easy and there is a good chance you might just save a little.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of companies vying for your business. Cutting your Montana SV6 insurance cost isn't really that difficult. Drivers just need to take a couple of minutes to get quotes provided by online insurance companies. This can be done by visiting this page.

Auto insurance rates on a Pontiac Montana SV6 can vary widely depending on several factors. Some of these factors include:

  • Higher performance Montana SV6 vehicles cost more
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor that can impact Montana SV6 insurance rates is the model year. A newer vehicle have a higher value in comparison to later models so the cost to replace them can inflate annual premiums. Conversely, more recent Pontiac vehicles may have a trim level with safety features such as pedestrian detection, active head restraints, and a backup camera which can provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Montana SV6 below.

Liability car insurance - This coverage will cover damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying higher limits if possible.

Collision - This coverage will pay to fix damage to your Pontiac resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Montana SV6 can be pricey, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive auto insurance - This coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Pontiac Montana SV6 comprehensive insurance. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Pontiac Montana SV6 Insurance Rates?