Pontiac Grand Am Insurance - Compare and Save

Shopping for auto insurance by quoting online is simple to do, plus you might just save a little. The critical component is getting rates from all providers in order to accurately compare every option.

Comparing auto insurance rates direct online can be difficult if you have never used quoting online. But relax because comparing prices is actually very simple. Finding a lower price on Grand Am insurance is a fairly straight forward process. You just have to take a little time to get quotes online with multiple companies. This is very easy and can be done by getting a quick quote here.

Car insurance rates influenced by these factors

Auto insurance rates paid to insure a Pontiac Grand Am can be significantly different subject to many criteria. Including but not limited to:

Traffic citations increase rates
Better credit means lower rates
Where you reside can make a big difference
Annual mileage can affect rates
Your gender can raise or lower rates
The deductible you choose
Crash test rating for your Grand Am
Claims drive up premiums
Having continuous coverage saves you money
Home ownership saves money

A final factor that will help determine Grand Am insurance rates is the model year. Models that are new have a higher replacement value in comparison to later models so the payout to repair may end up costing you more. Although newer models may have a trim level with safety features included like traction control, active head restraints, a backup camera, and an advanced theft deterrent system that may help help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

Grand Am liability coverage protects you from damage or injury you incur to a person or their property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision coverage

Collision coverage pays for damage to your Pontiac from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Grand Am insurance rates.

Comprehensive coverages

This covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Pontiac Grand Am comprehensive insurance. The highest amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Med pay and PIP coverage reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Pontiac Grand Am Insurance Rates?