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Pontiac Bonneville Insurance Rates

Finding cheaper car insurance from online companies is simple to do, plus you will probably save money. The critical component is to get rates from all companies in order to accurately compare the cheapest rate quotes.

Finding the best direct price on car insurance can be difficult if you have never used online quoting. But don't be discouraged because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. The recommended way to find the cheapest Bonneville insurance cost is to perform an online rate comparison. This can be done by getting a quick quote here.

Premiums are calculated by these factors

Insurance rates on a Pontiac Bonneville can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Bonneville
  • Your profession
  • The level of coverage
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Pontiac is the year of manufacture. Models that are a few years old have a lower value so the cost to replace them can decrease annual premiums. Conversely, newer models may have options such as lane departure warning system, dual-stage airbags, and pedestrian detection which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - Bonneville liability coverage protects you from damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision coverage - This pays for damage to your Pontiac resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Bonneville can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverage - This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your car insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP - Med pay and PIP coverage reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance program or if you do not have health coverage. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Pontiac Bonneville Insurance Rates?