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Oldsmobile Eighty-Eight Royale Insurance Cost

Comparing auto insurance on the web is simple to do and at the same time you might just save a little. The critical component is to compare rates from all companies in order to have all possible prices.

Using the web to shop for auto insurance direct is challenging if you have never used online rate quotes. But don't be discouraged because comparing prices is actually very simple. Finding cheaper coverage prices isn't really that difficult. All you need to do is take the time to get quotes online with multiple companies. This can be done by comparing rates here.

What influences the rate you pay?

Auto insurance rates on a Oldsmobile Eighty-Eight Royale will vary greatly subject to many criteria. Taken into consideration are:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you rent or own your home

A final factor that can impact Eighty-Eight Royale insurance cost is the model year. Newer models have a higher value in comparison to later models so the payout to repair will push premiums up. On the flip side, more recent Oldsmobile vehicles may have a trim level with safety features like adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability car insurance

Eighty-Eight Royale liability coverage will cover damages or injuries you inflict on people or other property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision protection

This coverage will pay to fix damage to your Oldsmobile resulting from a collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Eighty-Eight Royale can be pricey, so consider removing coverage from vehicles that are older. You can also bump up the deductible to get cheaper Eighty-Eight Royale insurance cost.

Comprehensive auto insurance

This coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your Oldsmobile Eighty-Eight Royale comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Oldsmobile Eighty-Eight Royale Insurance Rates?