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Nissan Versa Insurance Quotes

Shopping for auto insurance through online providers can be fast and easy, plus you may find lower rates. The most important part is getting as many rate quotes as possible so you can compare every possible rate.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of auto insurance companies selling insurance. Reducing your Versa insurance cost is surprisingly easy. All that's required is to spend a few minutes on the computer to compare quotes provided by online insurance companies. This is very easy and can be done by visiting this page.

Car insurance rates influenced by the following

Insurance premiums for a Nissan Versa can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you reside can make a big difference
  • How many miles you drive
  • Male rates may be higher
  • Higher deductibles save money
  • Crash test rating for your Versa
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. A newer vehicle have a higher replacement value compared to older Nissan models so the cost to replace them may end up costing you more. Conversely, newer vehicles have more advanced features such as autonomous braking, tire pressure monitors, and lane departure warning system that may help provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability auto insurance

This coverage can cover damage or injury you incur to other people or property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage protection

Collision coverage covers damage to your Nissan caused by collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Versa collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Coverage for medical payments and/or PIP pay for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage.

How Much are Nissan Versa Insurance Rates?