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Nissan Sentra Insurance Quotes

You have lots of choices when looking for the best insurance on your Nissan vehicle. You can get prices from a local agent or go online to check prices from companies. Buying car insurance by quoting online can be fast and easy and at the same time you might just save a little.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to compare rate quotes from local car insurance companies. The best way to find competitive Sentra insurance cost is to get quotes online. It is quite easy and can be accomplished by completing this short form.

Which factors influence the rate you pay?

Auto insurance rates on a Nissan Sentra will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance Sentra vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • What you do for a living
  • Your coverage level
  • Whether you rent or own your home

A final factor that helps determine Sentra insurance quotes is the model year. Older models have a reduced actual cash value in comparison to older models so the cost to replace them may result in lower rates. On the flip side, new Nissan models may have a trim level with safety features like dual-stage airbags, sideview assist mirrors, and active head restraints so those may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Sentra from available model years below.

Liability coverages

This coverage provides protection from damages or injuries you inflict on people or other property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Sentra can be pricey, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Sentra insurance quotes.

Comprehensive coverages

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Nissan Sentra comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle when other motorists either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Nissan Sentra Insurance Rates?