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Nissan Maxima Insurance Rates

Drivers have lots of options when comparing insurance rates on your Nissan vehicle. You can get prices from a local agent or get quotes online to compare rates from many different car insurance companies. Finding cheaper car insurance through online rate quotes saves time, is easy to do, plus you might just save a little.

Finding the best direct price on car insurance can be difficult if you are a beginner to online quotes. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes and find the best price. One of the best ways to compare Maxima insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

Premiums are calculated by...

Auto insurance rates for a Nissan Maxima can vary widely and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Young drivers cost more
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor which can affect Maxima insurance rates is the model year. Models that are a few years old have a lower value in comparison to older models so repair costs tend to be lower which may end up costing you less. Although more recent Nissan vehicles may have a trim level with safety features included like autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Maxima from the list below.

Auto liability - This will cover damage or injury you incur to other people or property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying higher limits if possible.

Collision coverages - This will pay to fix damage to your Nissan caused by collision with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Maxima collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper Maxima insurance rates.

Comprehensive auto coverage - Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Nissan Maxima comprehensive insurance. The maximum payout your car insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Nissan Maxima Insurance Rates?