Nissan 240SX Insurance Rates

Drivers have lots of options when attempting to insure your Nissan vehicle. You can get prices from an insurance agent or shop online to compare insurance costs of many different companies. Shopping for car insurance from online companies is easy, plus you may find lower rates.

Consumers not familiar with buying insurance may think buying affordable Nissan 240SX insurance can be quite difficult. The are a couple different ways to compare quotes from different insurance companies. The fastest way to find the cheapest Nissan 240SX insurance quotes consists of shopping online. This can be done by getting a quick quote here.

Car insurance rates influenced by these factors

Insurance premiums paid to insure a Nissan 240SX will vary greatly based upon several criteria. Including but not limited to:

The performance level of your 240SX
Your accident history
Whether you insure your home with the same company
How you use your vehicle
Add-on coverages such as rental reimbursement
Your job
The level of coverage
Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new Nissan models so the costs to repair will push premiums down. Conversely, newer models have more advanced features such as an advanced theft deterrent system, all-wheel drive, and traction control so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your 240SX from the list below.

Liability coverage

Liability insurance protects you from damage or injury you incur to a person or their property by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as much as you can afford.

Auto collision coverage

Collision coverage pays for damage to your Nissan from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive coverage

This covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP is not available in all states and may carry a deductible.

How Much are Nissan 240SX Insurance Rates?