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Nissan 200SX Insurance Quotes

Buying auto insurance by quoting online is simple to do, plus you can save money. The critical component is to take the time to get as many rate quotes as possible in order to have every possible rate.

Shopping online for auto insurance can be difficult if you have never used online quotes. But don't let that discourage you because it's actually quite easy. Reducing your Nissan 200SX insurance cost is a fairly straight forward process. All that's required is to spend a few minutes on the computer getting comparison quotes online with multiple companies. This can be accomplished by comparing rates here.

Rates are impacted by these factors

Car insurance premiums for a Nissan 200SX can vary widely subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating
  • Where you live
  • How many miles you drive
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your 200SX
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor that helps determine Nissan 200SX insurance quotes is the year of the vehicle. Newer models cost more than older models so the payout to repair can inflate annual premiums. Conversely, newer models may have safety features such as dual-stage airbags, sideview assist mirrors, and active head restraints which can lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

Nissan 200SX liability coverage protects you from damage or injury you incur to other people or property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverage protection

Collision insurance pays for damage to your Nissan caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Nissan 200SX collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Coverage for medical payments

Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan 200SX Insurance Rates?