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Mitsubishi Precis Insurance Rates

There are many options when buying insurance for your Mitsubishi vehicle. You can either buy through a local agent or go online to compare insurance costs of companies. Shopping for auto insurance by quoting online can be fast and easy and there is a good chance you might just save a little.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of companies vying for your business. Finding lower Precis insurance cost is a fairly straight forward process. You just have to spend a little time to get quotes provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

Auto insurance rates on a Mitsubishi Precis can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Precis vehicles cost more
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that will help determine Precis insurance rates is the model year. Models that are new have a higher replacement value in comparison to later models so the cost to replace them may end up costing you more. But newer models may have a trim level with safety features including tire pressure monitors, sideview assist mirrors, lane departure warning system, and adaptive cruise control that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Precis below.

Liability coverages - This coverage protects you from damage that occurs to people or other property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage - Collision coverage pays for damage to your Mitsubishi resulting from a collision with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Precis can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive coverages - This coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Mitsubishi Precis comprehensive insurance. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments - Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Mitsubishi Precis Insurance Rates?