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Mitsubishi Lancer Sportback Insurance Cost

There are many options when finding cheaper insurance coverage on your Mitsubishi vehicle. You can either buy through an agent or shop online to check prices from car insurance companies. Finding cheaper car insurance from online rate quotes is easy and there is a good chance you can save money.

Consumers who are new to the process of shopping for insurance may think finding cheap Lancer Sportback insurance is more work than they want to put in. There are several ways to get quotes from car insurance companies in your area. The easiest way by far to find competitive Lancer Sportback insurance rates is to perform an online rate comparison. This can be accomplished by completing this short form.

Car insurance premiums for a Mitsubishi Lancer Sportback can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your Lancer Sportback
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor which can affect Lancer Sportback insurance cost is the year of the vehicle. Models that are a few years old cost less than newer models so repair costs tend to be lower which will push premiums down. But more recent Mitsubishi vehicles may have safety features including active head restraints, an advanced theft deterrent system, dual-stage airbags, and sideview assist mirrors which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Lancer Sportback below.

Liability insurance

Liability insurance will cover damage that occurs to other people or property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision protection

This will pay to fix damage to your Mitsubishi caused by collision with another car or object. A deductible applies and then insurance will cover the remainder. Lancer Sportback collision insurance is rather expensive coverage, so consider dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mitsubishi Lancer Sportback Insurance Rates?