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Mitsubishi Galant Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Mitsubishi vehicle. You can either contact an agent or get quotes online to compare rates from multiple companies. Comparing auto insurance online saves time, is easy to do, plus you can save money.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quoting. But don't be discouraged because it's actually quite easy. Reducing your Galant insurance cost is not rocket science. All that's required is to spend a few minutes on the computer getting comparison quotes online from several insurance companies. This can be done by comparing rates here.

Rates are determined by...

Car insurance premiums on a Mitsubishi Galant can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that can impact Galant insurance quotes is the year of the vehicle. Newer models have a higher value than older models so the costs to repair may result in higher rates. But more recent Mitsubishi vehicles may have safety features including forward-collision avoidance, tire pressure monitors, and autonomous braking which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Galant from the list below.

Liability coverage

This will cover damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as high a limit as you can afford.

Collision coverage protection

This coverage will pay to fix damage to your Mitsubishi resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Galant can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mitsubishi Galant Insurance Rates?