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Mitsubishi Eclipse Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Mitsubishi vehicle. You can get prices from an insurance agent or go online to check prices from lots of different providers. Finding cheaper car insurance through online providers can be fast and easy, plus you may find lower rates.

If you are a novice to online car insurance shopping, you may be overwhelmed by the hoards of online companies selling insurance. The are a couple different ways to get quotes and find the best price. The best method to find competitive Eclipse insurance cost is to perform an online rate comparison. This can be done by completing this short form.

Premiums are calculated by...

Insurance premiums paid to insure a Mitsubishi Eclipse can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance Eclipse vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Young drivers cost more
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Your job
  • Insurance coverage level
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Mitsubishi models so the costs to repair may result in lower rates. Although more recent Mitsubishi vehicles have more advanced features included like all-wheel drive, a telematics system, and autonomous braking which may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Eclipse from the list below.

Liability auto insurance - This coverage will cover damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as high a limit as you can afford.

Collision coverage - This will pay to fix damage to your Mitsubishi from colliding with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Eclipse insurance rates.

Comprehensive (Other than Collision) - This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The most your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mitsubishi Eclipse Insurance Rates?