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Mercury Mystique Insurance Rates

Drivers have lots of options when buying insurance for your Mercury vehicle. You can either contact an insurance agent or shop online to compare pricing from a lot of car insurance companies. Buying car insurance through online companies is easy, plus you may find lower rates.

People who are new to buying insurance may think purchasing cheap Mystique insurance is difficult. The are a couple different ways of comparing rates and find the best price. The recommended way to find the lowest Mystique insurance cost is to get quotes online. This can be done by visiting this page.

Rates are impacted by the following

Insurance premiums for a Mercury Mystique can vary widely based upon several criteria. Including but not limited to:

  • The performance level of your Mystique
  • Any accidents you may have
  • Multiple policies can save money
  • Use of your vehicle
  • Your birth date
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your job
  • Insurance coverage level
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new Mercury models so repair costs tend to be lower which will push premiums down. Although newer vehicles have more advanced features included like adaptive cruise control, pedestrian detection, and lane departure warning system which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Mystique from the list below.

Coverage for liability - Liability insurance can cover damage or injury you incur to other people or property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage - Collision insurance covers damage to your Mercury caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Mystique collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Another option is to increase the deductible in order to get cheaper Mystique insurance rates.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Insurance for medical payments - Coverage for medical payments and/or PIP provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Mercury Mystique Insurance Rates?