Vehicles > Mercury > Grand Marquis

Mercury Grand Marquis Insurance Cost

Finding cheaper car insurance through online providers saves time, is easy to do and at the same time you will probably save money. The key to finding lower rates is to compare rates from all providers so you can get the lowest rate quotes.

Finding the best direct price on car insurance is challenging if you are a beginner to online rate quotes. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. By far the easiest way to find competitive Grand Marquis insurance rates is to perform an online rate comparison. It is quite easy and can be accomplished by completing this short form.

What factors determine the rate you pay?

Insurance rates paid to insure a Mercury Grand Marquis will vary greatly and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Your credit history
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your profession
  • The level of coverage
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Mercury is the year of manufacture. Models that are a few years old have a reduced actual cash value so the costs to repair may end up costing you less. Conversely, newer models may have options such as forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability auto insurance

This protects you from damages or injuries you inflict on a person or their property that is your fault. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so purchase as much as you can afford.

Collision insurance

This pays for damage to your Mercury from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive (Other than Collision)

This pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle from other drivers when they do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical expense insurance

Med pay and PIP coverage kick in for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Mercury Grand Marquis Insurance Rates?