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Mercedes-Benz E-Class Insurance Rates

Finding cheaper auto insurance from online companies can be fast and easy and there is a good chance you can save money. The most important part is to get rates from all providers in order to accurately compare every option.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of online companies offering insurance. Finding a lower price on E-Class insurance is actually quite simple. You just have to take a little time getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Car insurance premiums paid to insure a Mercedes-Benz E-Class can fluctuate considerably depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • The size of your community
  • Annual mileage can affect rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your E-Class
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor which can affect E-Class insurance rates is the year of the vehicle. Models that are new have a higher actual cash value than older models so the cost to replace them may result in higher rates. Conversely, new Mercedes-Benz models may have safety features such as lane departure warning system, dual-stage airbags, and sideview assist mirrors which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This coverage provides protection from damage that occurs to a person or their property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision coverage

This pays to fix your vehicle from damage from colliding with another car or object. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverage

This covers damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The most you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Mercedes-Benz E-Class Insurance Rates?