Vehicles > Mercedes-Benz > 420-Class

Mercedes-Benz 420-Class Insurance Cost

Buying auto insurance by comparing rates online is easy and at the same time you may find lower rates. The key is to take the time to get rates from all companies in order to accurately compare the lowest rate quotes.

People who are new to comparison shopping may think purchasing low-cost 420-Class insurance is going to be difficult. Lowering your 420-Class insurance rates can be quick and easy. You just need to take a few minutes to compare quotes from different insurance companies. This can be accomplished by getting a quick quote here.

What factors impact your insurance rates?

Insurance premiums on a Mercedes-Benz 420-Class can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Your gender can raise or lower rates
  • The deductible you choose
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Mercedes-Benz models so repair costs are higher which can inflate annual premiums. Although newer models have more advanced features included like a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

Liability insurance protects you from damages or injuries you inflict on people or other property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Collision insurance

Collision insurance pays for damage to your Mercedes-Benz resulting from a collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your 420-Class can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper 420-Class insurance cost.

Comprehensive insurance

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection from other motorists when they do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP is not available in all states and may carry a deductible.

How Much are Mercedes-Benz 420-Class Insurance Rates?