Vehicles > Mercedes-Benz > 350-Class
There are many options when shopping for car insurance for your Mercedes-Benz vehicle. You can buy from an insurance agent or get quotes online to compare insurance costs of insurance providers. Buying auto insurance by comparing rates online saves time, is easy to do and there is a good chance you may find lower rates.
Shopping online for auto insurance can be a challenge if you are a beginner to online rate quotes. But relax because we're going to show you how. Lowering your 350-Class insurance rates can be quick and easy. You just need to take a few minutes to compare quotes online from several insurance companies. This can be accomplished by getting a quick quote here.
Insurance premiums paid to insure a Mercedes-Benz 350-Class will vary greatly and are calculated by many factors. Some of these factors include:
One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Mercedes-Benz models so the costs to repair will push premiums up. Conversely, newer vehicles have more advanced features such as a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system so those may help offset higher rates.
To get a better idea how much rates will be for your vehicle, select the year of your 350-Class below.
Auto liability insurance
This can cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as much as you can afford.
Collision insurance
Collision insurance covers damage to your Mercedes-Benz from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.
Comprehensive insurance
This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.
Uninsured/Underinsured Motorist (UM/UIM)
Your UM/UIM coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.
Med pay and Personal Injury Protection (PIP)
Coverage for medical payments and/or PIP kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP coverage is not an option in every state and may carry a deductible.
How Much are Mercedes-Benz 350-Class Insurance Rates?