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Mercedes-Benz 300-Class Insurance Quotes

There are many options when looking for the best insurance on your Mercedes-Benz vehicle. You can buy from an insurance agent or shop online to compare insurance costs of insurance providers. Shopping for car insurance by comparing rates online is easy and there is a good chance you may find lower rates.

Consumers not familiar with shopping for insurance may think buying cheap 300-Class insurance is going to be difficult. The are a couple different ways of comparing rates from different insurance companies. The best way to find the cheapest 300-Class insurance cost consists of shopping online. This can be accomplished by getting a quick quote here.

Insurance premiums for a Mercedes-Benz 300-Class will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your 300-Class
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Mercedes-Benz models so repair costs tend to be lower which will push premiums down. Conversely, newer vehicles have more advanced features such as a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your 300-Class below.

Auto liability insurance

Liability insurance can cover damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as much as you can afford.

Collision coverage protection

Collision coverage covers damage to your Mercedes-Benz caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. 300-Class collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not an option in every state and may carry a deductible.

How Much are Mercedes-Benz 300-Class Insurance Rates?