Vehicles > Mazda > B-Series

Mazda B-Series Insurance Rates

You have lots of choices when shopping for insurance coverage for your Mazda vehicle. You can buy from your neighborhood insurance agent or go online to check prices from insurance carriers. Shopping for car insurance by getting online quotes can be fast and easy and at the same time you will probably save money.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of companies competing for your business. To find the best car insurance prices, there are several ways of comparing rates and find the best price. The best method to find competitive B-Series insurance cost consists of shopping online. It is quite easy and can be accomplished by completing this short form.

Which factors influence the rate you pay?

Insurance rates on a Mazda B-Series will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance B-Series vehicles cost more
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your profession
  • Insurance coverage level
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Mazda is the year of manufacture. Older cars and trucks have a reduced actual cash value so the cost to replace them may result in lower rates. Although newer vehicles may have options included like lane departure warning system, pedestrian detection, and tire pressure monitors so those may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your B-Series from available model years below.

Liability - This coverage can cover damages or injuries you inflict on people or other property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage - Collision coverage covers damage to your Mazda resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your B-Series can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper B-Series insurance rates.

Comprehensive or Other Than Collision - This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical costs insurance - Coverage for medical payments and/or PIP pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance plan or if you are not covered by health insurance. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Mazda B-Series Insurance Rates?