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Lincoln Continental Insurance Rates

There are many options when insurance shopping for your Lincoln vehicle. You can get prices from your neighborhood insurance agent or price shop online to compare insurance costs of lots of different providers. Comparing auto insurance through online providers is simple to do and there is a good chance you will probably save money.

Using the web to shop for auto insurance direct can be a challenge if you have never used quoting online. Don't let that stop you because there is an easy way to compare rates. Cutting your Continental insurance cost is surprisingly easy. Drivers just need to take a couple of minutes comparing rates online with multiple companies. This can be done by getting a quick quote here.

Insurance rates for your Lincoln Continental can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Your birth date
  • Being married may save money
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor that can impact the rate you pay on your Lincoln is the year of manufacture. Models that are new have a higher value so the payout to repair may end up costing you more. On the flip side, newer vehicles may have options like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Continental below.

Liability auto insurance - Continental liability coverage can cover damage that occurs to other's property or people. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision - This coverage covers damage to your Lincoln resulting from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to get cheaper Continental insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical expense insurance - Coverage for medical payments and/or PIP reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Lincoln Continental Insurance Rates?