Vehicles > Lexus > IS 350 C

Lexus IS 350 C Insurance Rates

Buying auto insurance from online rate quotes is easy, plus you will probably save money. The key is to get rates from all companies so you can compare the lowest prices.

People who are new to buying insurance may think finding low-cost Lexus IS 350 C insurance is more work than they want to put in. Cutting your Lexus IS 350 C insurance cost doesn't have to be difficult. Drivers just need to take a couple of minutes comparing rates from different insurance companies. This can be accomplished by visiting this page.

Rates are impacted by these factors

Insurance rates on a Lexus IS 350 C can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Crash test rating for your IS 350 C
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Lexus is the year of manufacture. A newer vehicle cost more so repair costs are higher which may result in higher rates. Although newer models may have options included like an advanced theft deterrent system, adaptive cruise control, active head restraints, and a telematics system which may provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance - Liability insurance protects you from damage or injury you incur to people or other property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Collision - Collision insurance pays for damage to your Lexus resulting from a collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage for your Lexus IS 350 C can be pricey, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible in order to get cheaper Lexus IS 350 C insurance rates.

Comprehensive protection - This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Medical expense coverage - Med pay and PIP coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance program or if you are not covered by health insurance. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Lexus IS 350 C Insurance Rates?