Vehicles > Land Rover > Discovery Sport

Land Rover Discovery Sport Insurance Cost

Comparing car insurance through online providers saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to get rates from all companies in order to have the lowest rate quotes.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online quoting. But don't be discouraged because it's actually quite easy. There are several ways of comparing rates from different insurance companies. By far the easiest way to compare Discovery Sport insurance rates involves getting comparison quotes online. This can be accomplished by comparing rates here.

Car insurance premiums on a Land Rover Discovery Sport can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Safety rating of your Discovery Sport
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that can impact Discovery Sport insurance cost is the year of the vehicle. Used vehicles cost less than newer models so the cost to replace them may end up costing you less. Conversely, newer vehicles may have safety features such as forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification which may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance

This can cover damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as high a limit as you can afford.

Collision insurance

This coverage covers damage to your Land Rover resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Discovery Sport can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

This coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The most you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical expense insurance

Coverage for medical payments and/or PIP kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance program or if you do not have health coverage. PIP coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Land Rover Discovery Sport Insurance Rates?