Kia Sportage Insurance - Compare and Save

Buying car insurance through online companies is simple to do, plus you may find lower rates. The critical component is getting rates from all companies so you can compare all possible prices.

Shopping online for car insurance can be difficult if you have never used quoting online. But don't be discouraged because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. The easiest way by far to find the lowest Sportage insurance rates is to get quotes online. This can be done by visiting this page.

Rates are impacted by these things

Insurance premiums on a Kia Sportage can be significantly different subject to many criteria. Including but not limited to:

Traffic citations increase rates
Better credit means lower rates
Male drivers pay higher rates
Higher deductibles save money
Crash test rating for your Sportage
Your job
Your coverage level
Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new Kia models so the cost to replace them can decrease annual premiums. On the flip side, new Kia models have more advanced features like active head restraints, traction control, and a rollover prevention system that may help provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

Sportage liability coverage provides protection from damage or injury you incur to people or other property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision protection

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Sportage can be pricey, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to get cheaper Sportage insurance cost.

Comprehensive coverage (or Other than Collision)

This coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection when other motorists either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Kia Sportage Insurance Rates?

Kia Sportage Insurance Cost

Rates are impacted by these things

Compare Kia Sportage insurance rates