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Kia Soul EV Insurance Rates

You have lots of choices when insurance shopping for your Kia vehicle. You can either buy through your neighborhood insurance agent or price shop online to compare pricing from lots of different providers. Shopping for auto insurance through online providers is simple to do and at the same time you will probably save money.

Comparing auto insurance rates direct online is challenging if you have never used online quoting. Don't let that stop you because there is an easy way to compare rates. Cutting your Soul EV insurance cost is surprisingly easy. Drivers just need to take a couple of minutes comparing rates online with multiple companies. This is very easy and can be done by visiting this page.

What influences Soul EV insurance quotes?

Insurance rates for your Kia Soul EV can fluctuate considerably subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married can lower rates
  • Special coverage such as replacement cost
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Kia is the year of manufacture. A newer vehicle have a higher replacement value so the payout to repair may result in higher rates. Although newer models may have options included like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which may provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Soul EV from available model years below.

Liability auto insurance - Soul EV liability coverage protects you from damages or injuries you inflict on other's property or people by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision - Collision coverage pays for damage to your Kia resulting from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible in order to get cheaper Soul EV insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - This gives you protection from other motorists when they do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance - Med pay and PIP coverage reimburse you for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Kia Soul EV Insurance Rates?