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Kia Sorento Insurance Rates

There are many options when buying insurance for your Kia vehicle. You can buy from an insurance agent or go online to compare rates from a lot of car insurance companies. Shopping for car insurance through online companies can be fast and easy and there is a good chance you may find lower rates.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of online companies selling insurance. The are a couple different ways to compare rate quotes from different insurance companies. The recommended way to compare Sorento insurance cost consists of shopping online. This can be accomplished by comparing rates here.

Insurance premiums paid to insure a Kia Sorento can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Sorento vehicles cost more
  • How many accidents you have had
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Mature drivers pay less
  • Whether you are married
  • Extra coverages like towing and rental
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Kia models so the costs to repair may result in lower rates. Conversely, new Kia models have more advanced features such as adaptive cruise control, pedestrian detection, and lane departure warning system that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Sorento below.

Coverage for liability - This coverage provides protection from damage that occurs to a person or their property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage - Collision coverage pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - This pays for damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Kia Sorento Insurance Rates?