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Jeep Compass Insurance Cost

You have lots of choices when shopping for car insurance for your Jeep vehicle. You can get prices from a local agent or get quotes online to check prices from car insurance companies. Comparing auto insurance from online rate quotes saves time, is easy to do and at the same time you might just save a little.

Using the web to shop for auto insurance direct is challenging if you are a beginner to online quotes. But don't be discouraged because comparing prices is actually very simple. Lowering your Compass insurance rates doesn't have to be difficult. You just need to take a few minutes to get quotes online from several insurance companies. This can be done by completing this short form.

What factors determine your insurance rates?

Auto insurance rates on a Jeep Compass can vary widely and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor that can impact Compass insurance cost is the model year. New vehicles have a higher value in comparison to later models so the costs to repair can inflate annual premiums. But newer models may have a trim level with safety features including pedestrian detection, tire pressure monitors, and autonomous braking which can give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Compass from available model years below.

Liability insurance

This protects you from damages or injuries you inflict on people or other property. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so consider buying higher limits if possible.

Collision insurance

This coverage pays for damage to your Jeep resulting from a collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Compass can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive protection

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by your Jeep Compass comprehensive insurance. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle when the "other guys" do not carry enough liability coverage. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage

Med pay and PIP coverage kick in for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Jeep Compass Insurance Rates?