Vehicles > Jaguar > XK-Series

Jaguar XK-Series Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Jaguar vehicle. You can either buy through an agent or get quotes online to check prices from a lot of auto insurance companies. Comparing auto insurance through online companies saves time, is easy to do, plus you can save money.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to quoting online. Don't let that stop you because it's actually quite easy. Finding cheaper coverage prices is not a difficult process. All you need to do is take the time getting comparison quotes online from several insurance companies. This can be done by completing this short form.

Rates are determined by these things

Car insurance premiums for your Jaguar XK-Series can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Having continuous coverage saves you money
  • Home ownership saves money

An additional factor that can impact XK-Series insurance cost is the year of the vehicle. New vehicles have a higher value than older models so the costs to repair may end up costing you more. Although new Jaguar models may have safety features included like active head restraints, traction control, and a rollover prevention system that may help give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your XK-Series from the list below.

Coverage for liability

This provides protection from damage or injury you incur to other's property or people. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as large an amount as possible.

Collision protection

This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible in order to get cheaper XK-Series insurance cost.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Jaguar XK-Series Insurance Rates?