Vehicles > Jaguar > XK

Jaguar XK Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Jaguar vehicle. You can either buy through an insurance agent or shop online to compare insurance costs of lots of different providers. Buying car insurance through online providers is easy, plus you may find lower rates.

People who are new to buying insurance may think shopping for low-cost Jaguar XK insurance is hard and time consuming. The are a couple different ways to compare rate quotes from different insurance companies. The best method to find the cheapest Jaguar XK insurance cost is to get quotes online. This can be done by getting a quick quote here.

Rates are impacted by these things

Insurance premiums on a Jaguar XK can be significantly different based upon several criteria. Including but not limited to:

  • The performance level of your XK
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new Jaguar models so the cost to replace them will push premiums down. Conversely, new Jaguar models have more advanced features such as all-wheel drive, a telematics system, and autonomous braking that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your XK from the list below.

Liability auto insurance - Liability insurance provides protection from damage or injury you incur to people or other property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage - Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Jaguar XK can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive (Other than Collision) - This coverage covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Medical expense insurance - Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are Jaguar XK Insurance Rates?